Remortgage Savings Calculator

How Much Could You Save?

Compare your current mortgage against the best available rate. See your monthly saving, total saving over the fixed term, and whether switching is worth it after fees.

Your Current Mortgage

£
Years left on your mortgage
yrs
Your SVR or expiring fixed rate
7.25%
%

New Deal

Best available — typically 4–5% in 2025
4.50%
%
Many competitive deals have no fee
£
If still in a fixed term
£
Monthly Saving
£0
5-Year Saving
£0
Full Term Saving
£0
Monthly Payment Comparison
Current
New Deal
Interest Rate
—
—
Monthly Payment
—
—
Monthly Interest Cost
—
—
Monthly Saving
—
Monthly Payment Breakdown
Year 1 Saving
£0
5-Year Saving
£0
Over the fixed term
Full Term Saving
£0
Over remaining term
Switching Costs & Break-Even

When to Start

Ready to check the market?
We compare your lender's retention offer against every available rate — free, no obligation, no credit search impact.

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This calculator provides indicative estimates based on the figures entered and does not account for individual lender criteria, stress testing or full affordability assessment. Monthly payments are calculated on a standard annuity basis. Interest-only payments show interest cost only with no capital reduction. Actual savings may differ. This is not financial advice. Your home may be repossessed if you do not keep up repayments on your mortgage.